Home Performance Loans


Introducing the SunState FCU Home Performance Loan

Find out how your house is bleeding money and what can be done to fix it.

SunState is spearheading this unique program in an effort to help our members benefit from the savings some important home improvements can bring them.  Not only does this program help our homeowners, it will ultimately help our community as well.  

  • Members are pre-qualified for a loan to make approved energy upgrades
  • Select your own contractors from our approved contractors list
  • Rates as low as 6.00% APR* for loans up to $20,000
  • No home equity is required

guides checklist contractors eligible upgrades 

Here are some suggested energy upgrades:

  • Air conditioning and heating system
  • Attic air sealing and insulation
  • Solar products
  • Window film or solar screens
  • Heat pump water heater
  • Energy Start windows and doors
  • Duct repair or replacement
  • Radiant barrier or reflective roofing
  • Energy Star appliances

When possible, SunState FCU will set up payments as close as possible to the amount you will actually be saving with the energy efficient home improvement the loan is funding.

To learn more, stop by any branch or call (352) 381-5200. Start saving today!

*APR = Annual Percentage Rate. Must finance home improvement with SunState FCU in conjunction with our home performance upgrade checklist. The rate you pay is based on your credit worthiness and term of the loan at the time of the advance.