Home Loans

Mortgage Loans to fit your needs

Whether you already own your home or are looking to purchase a home, SunState Federal Credit Union has a Home Mortgage loan program to fit your needs. Our SunState Home Mortgage Member Service Professionals work for you, providing the information you need to make the best and most informed decisions about your next Home Mortgage.

First Mortgage | Second Mortgage | Home Equity | FHA, VA, FNMA, FHLMC

SunState Federal Credit Union has emerged as a leading home mortgage lender in North Central Florida by providing the right products for the right price, delivered by attentive and responsive professionals. SunState Home Mortgage loan programs include:

  • Purchase loans with high loan-to-value percentages, which provide lower down payments.
  • Refinancing up to the entire value of your property.
  • Fixed and adjustable rate loans.
  • First and second mortgages.
  • Stand-alone second loans and Home Equity Lines of Credit for refinance or purchase (HELOC).
  • Land-only and second home loans.
  • Fannie Mae (FNMA), Freddie Mac (FHLMC), FHA, VA Loan products available through Cu Members Mortgage. SunState Federal Credit Union (NMLS#408361) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.

For more information or to submit a loan application visit a branch or call us today at 877-786-7828. It will be our pleasure to serve you.

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FIRST MORTGAGE

Fixed-rate, long and short term first mortgages available. For more details, speak with a Member Service Representative.

FIXED RATE HOME EQUITY LINE OF CREDIT

Our Fixed-Rate Home Equity Line of Credit is truly a unique product. This is a very affordable loan structured in a manner few lenders offer. For more details, speak with a Member Service Representative at any SunState branch.

ADJUSTABLE RATE HOME EQUITY LINE OF CREDIT

This flexible, revolving credit line based on the equity in your home is perfect for making periodic payments on tuition, for the purchase of a car or truck, financing home improvements, and especially for consolidating debts. As you repay your Home Equity Line of Credit, funds become available for your use again and again, until the end of your draw period (60 months). For more details, speak with a Member Service Representative at any SunState branch.

PURCHASE HOME EQUITY LINE OF CREDIT

This is a revolving credit line based on the equity in your home. With quick turnaround times, it is designed to close at the same time as your first mortgage, greatly lowering your downpayment requirements. For more details, speak with a Member Service Representative at any SunState branch.

 

LAND LOANS

Are you looking to purchase some vacant land? If so, look no further than SunState Federal Credit Union for your loan needs. We offer a very attractive land-only mortgage that can make your purchase very affordable. For more details, speak with a Member Service Representative at any SunState branch.

 

SECOND MORTGAGE

We offer several options from which to choose. For more details, speak with a Member Service Representative at any SunState branch.

 

FHA, VA, FNMA, FHLMC & 30 Year Mortgage Application

Apply Now for a Fannie Mae (FNMA), Freddie Mac (FHLMC), FHA or VA Loan product available through CU Members Mortgage.

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