Share Certificates

Share certificates are an ideal savings plan for members who have money to invest over short or extended periods of time. Share Certificates pay higher dividends than a regular share account. Rates can be even higher depending on Membership Rewards level.

Share certificates are available for terms of 3 to 48 months and can be for any amount over the minimum. Current rates are available for Savings & Certificate Rates(Adobe PDF) and Jumbo Certificate Rates (Adobe PDF).

Extra Security for your deposits.  Your savings are insured to at least $500,000 and your retirement accounts are insured to at least $500,000.  Excess Share Insurance Corporation (ESI), a licensed insurance company, provides an additional $250,000 insurance once your total savings exceed the federal share insurance limit, generally $250,000 for retirement accounts.  Click here for more information regarding ESI.

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Contact a SunState FCU member service representative today for prior rates and yields. For certificates representing deposits in excess of $5,000, dividends can also be mailed to the member in the form of a check. Rates are updated on Thursdays and are available at credit union branches and this site for your convenience. You may borrow against your share certificate at a very competitive rate and you can cancel your share certificate at any time, but there is a substantial penalty for early withdrawal. If you have money to save, find out about share certificates from SunState FCU, and make an investment in your future.